Flood Insurance
Protect your property with flood insurance
Flood Insurance
Protect your property with flood insurance
Why flood insurance is essential
Flooding can happen anywhere, and standard home insurance doesn’t cover flood damage. Whether you live in a high-risk flood zone or not, having flood insurance ensures your property and belongings are protected from costly water damage caused by storms, heavy rains, or natural disasters.
What flood insurance covers
-
Your home’s structure
Includes walls, floors, foundation, and built-in systems like electrical and plumbing. -
Personal belongings
Protects items like furniture, appliances, and electronics from flood damage. -
Temporary living costs
Covers expenses if you need to relocate while repairs are made.

Common misconceptions about flood insurance
- “I’m not in a high-risk area.”
Floods can occur anywhere. Over 20% of flood claims come from areas considered low to moderate risk. - “Disaster relief will cover it.”
Federal aid is limited and often comes as a loan. Insurance provides comprehensive protection. - “I can wait until flood season.”
Most policies have a 30-day waiting period, so it’s best to plan ahead.
How Freshquote helps
Navigating flood insurance can be confusing, but you don’t have to do it alone. Freshquote connects you with advisors who:
- Explain the differences between policies and coverage options.
- Compare rates from multiple insurance providers.
- Help you understand flood zones and how they affect your insurance needs.
- Manage the paperwork and ensure you’re covered when it matters most.
Don’t wait for the storm
Flooding is unpredictable, but preparing doesn’t have to be. Take the first step toward protecting your property today.
Connect with an Expert to explore flood insurance options and find the right coverage for your home.