Skip to content

Umbrella Insurance

Extra protection when you need it most

Umbrella Insurance

Extra protection when you need it most

Protect Your Assets with Umbrella Insurance 

Add an extra layer of security with Freshquote’s affordable umbrella insurance. Stay protected beyond the coverage limits of your standard policy and gain peace of mind knowing your family and assets are safeguarded.

What is Umbrella Insurance?

Umbrella insurance provides additional liability coverage that extends beyond the limits of your basic policies, such as auto, homeowners, or renters insurance. Think of it as a financial safety net designed to protect you when unforeseen accidents or lawsuits exceed the limits of your existing coverage. For example, suppose you're involved in a car accident where damages exceed your auto insurance coverage. In that case, umbrella insurance helps pay the difference to prevent you from dipping into your personal savings. Umbrella insurance isn't just about catastrophic events. It can also cover costs such as legal fees or damages related to personal liability claims, protecting you from life's unexpected surprises.

GettyImages-1766867227 (1)

Key Benefits of Umbrella Insurance  

Adding umbrella insurance with Freshqote Insurance to your financial toolkit provides unmatched peace of mind in today’s world.

 

Here are the top benefits:

  1. Extra Liability Protection: Umbrella insurance covers liabilities that your base policies might not, ensuring you don't shoulder overwhelming financial burdens. 
    • Covers incidents like significant car accidents, property damage, or injuries at your home. 
    • Extends protection even while traveling internationally. 
  2. Protection Against Major Lawsuits: Legal fees and compensation can quickly spiral out of control during a lawsuit. Umbrella insurance safeguards you from losing personal assets by stepping in where your standard policy ends. 
    • Covers legal costs, settlements, and judgments. 
    • Applicable to personal injury and defamation lawsuits. 
  3. Affordable Coverage : Despite offering extensive coverage, umbrella insurance is surprisingly cost-effective. It gives you millions of dollars of liability coverage for only a fraction of the cost.
    • Premiums are lower in comparison to the protection you receive. 
    • One policy can protect multiple assets, individuals, or properties. 

With these benefits, umbrella insurance goes far beyond the limits of ordinary policies, offering unparalleled protection without breaking the bank.

 

Is Umbrella Insurance Right for You?  

Umbrella insurance isn't just for the wealthy or high-risk individuals but also for anyone who wants to protect their hard-earned assets. Here are some scenarios where umbrella insurance could benefit you:

  • You own valuable property: A home, vacation home, or rental property increases your risk of liability claims. 
  • You have a high net worth: Protect your savings, investments, and other financial assets from potential lawsuits.
  • You live an active lifestyle: Activities like hosting parties, having pets, or engaging in sports could increase your liability risk. 
  • You want peace of mind: Umbrella insurance ensures that you and your family are shielded from potential financial ruin no matter what happens. 

If any of these situations resonate with you, umbrella insurance is a worthwhile investment.

 

Why Choose Freshquote for Umbrella Insurance?

Navigating the complexities of insurance policies can be overwhelming. That’s where Freshquote steps in, offering personalized services to meet your specific needs. Here’s why Freshquote is the go-to option for reliable umbrella insurance:

 

  1. Tailored  Coverage Recommendations 

    We work closely with you to determine how much additional coverage makes sense for your unique situation. Whether you need personal umbrella insurance, umbrella insurance for rental property, or umbrella car insurance, we’ve got you covered.

  2. Compare Policies & Rates from Multiple Providers 

    Freshquote partners with multiple trusted insurance providers to find policies that both match your specific needs and fit your budget

    • No need for you to visit multiple providers.
    • Transparent comparisons ensure you're informed about what different policies offer.
  3. Expert Advice You Can Rely On

    Our experienced agents are well-versed in umbrella insurance, its meaning, its applications, and its benefits. Our advice ensures every aspect of your liability is accounted for

    • We cover unique needs like commercial umbrella insurance and umbrella insurance for small business owners. 
    • Assistance with understanding specific inclusions and exclusions in policies.
  4. Hassle-Free Policy Management

    From handling transitions to managing paperwork, Freshquote ensures a seamless process when setting up or switching umbrella insurance policies. 
    Whether you’re insuring rental properties or protecting your day-to-day life, Freshquote is committed to securing the best coverage for you and your family.


How to Get Started with Freshquote Umbrella Insurance

Taking the first step toward protecting your assets is easy with Freshquote. Here’s how you can get started: 

 

  1. Talk to one of our expert agents to assess your needs.   
  2. Compare umbrella insurance rates from a variety of trusted providers. 
  3. Select a policy tailored to cover your specific risks and enjoy peace of mind. 

Protect your family, assets, and future today. 

 

Contact Freshquote for Your Free Quote! 

Adding umbrella insurance to your portfolio is one of the smartest financial decisions you can make. Connect with our expert team now to get a free quote and elevate your level of protection.  With Freshquote’s umbrella insurance solutions, you’ll know you're ready for life's "just in case" moments. Safeguard your future by adding this essential layer of coverage today!

 

Our carriers

travelers
mercury-insurance
progressive
stillwater
nationwide
safeco
foremost
hartford
GEICO-logo-1-1-1
Root_Logo_Full_Black_Vertical-200x91